Being in a car accident is undoubtedly an unfortunate event. You could bear life-long injuries, losing your job and normal way of life. On the other side, there’s your vehicle that may also sustain damages. Depending on the extent of impact the damages could be far exceeding your bodily injuries, in some cases.
That being said, you may have an imminent question with you- what happens to your car after it is damaged in a crash?
This article offers an insight into the issue.
Generic Steps That Follow A Car Crash
As a responsible driver, as soon as you suffer an accident, you must ensure that everyone in your car and the other vehicle are safe. If someone is hurt you must call an ambulance right away. Alongside this, you must also inform the police, so that they can come and check the situation. Regardless of who’s at fault for the crash, you should not run away from the crash site. Apart from this, informing your insurer about the crash, collecting evidence, and summoning a towing service are also some of the steps that you’d require to follow. Experts suggest that this option for calling in the insurer and the towing company can strengthen your claim. After all, you wouldn’t want to be suffering any further consequences, be it legal or financial, after suffering injuries from the crash. In fact, these generic steps are more than just responsibility. Instead, they are a remark of humanitarian behavior.
For Insurance Bearers
Usually, law abides drivers from driving an uninsured vehicle. In other words, having an insurance policy is mandatory by law. That being said, the type of policy, the party at-fault, and the extent of cover decide how much you will be compensated.
In general, your car would be taken to the nearest authorized repair shop. It will remain there until the insurer gives a green signal for the repair and restoration of your vehicle.
That being said, your insurance claim largely depends on how the crash happened, and the extent of losses. Apart from the damages that your car sustained, your insurer would also take a look at other losses.
- If Someone Was Hurt
In case, someone was hurt during the crash, the at-fault party’s insurer can be held liable for medical expenses. Your insurer would consider this fact and most likely be demanding a share in the repairs of your vehicle from the other party. The procedure could last for weeks or months, depending upon the case.
- If Someone Died
Another factor that may affect the repairs for your car, is if someone died during the crash. This is far more serious than someone surviving the crash sustaining minor or major injuries. In such a case, your vehicle might be held with the investigating authorities, to determine who should be held responsible for the loss of life. Such cases can take over months before your car could be repaired.
If all goes well, you should have your car repaired or replaced within a month’s time, depending upon the extent of damages and the availability of parts. However, you’re still advised to be careful when on the road. You might not be able to control others, but you can be careful at your part.